The Motability Scheme

Use your Motability allowance to lease a brand-new car through the Motability Scheme

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What is the Motability Scheme?

The Motability Scheme is an all-inclusive way for people who are in receipt of a mobility allowance to drive a brand new vehicle with the cost of everything, except fuel, covered as part of the lease agreement.

A mobility allowance offers many people with a disability help with the extra costs they may face because of their disabilities. Since being established in 1978 over 600,000 people have chosen to spend it on a brand new car or wheelchair accessible vehicle with the Motability Scheme.

You can also name up to two drivers for your vehicle, so if your carer, a family member or a friend could drive your Motability car. Plus you get a brand new car every three years, so if your circumstances change or even if you just fancy something different, it's really easy.

How Do You Get a Motability Car?

At this point, you should know if you’re eligible for the Motability scheme. The next step is finding your Motability car, which is fairly straightforward. 

All you need to do is find a Motability Scheme-approved car dealer - like Swansway Motor Group. We’ve got loads of Motability offers for you to look at, providing a vast range of cars for you to to choose from. 

To get your car, you can do either of these two things: 

  • Apply and create a Motability account online
  • Apply for your Motability account at the dealership

It’s entirely up to you, but both options let you set up an account to make a Motability Scheme claim through.

You’ll then get to lease your chosen vehicle while experiencing the benefits of this scheme - such as free insurance, breakdown cover, servicing and more. Your Motability lease will last for 3 years, so at the end of the lease simply drop the car back off at the dealership you picked it up from and arrange for a new one to be ordered.

Do you have a question about the Motability Scheme? Check out our Motability FAQs.

As long as you have at least 12 months remaining on your mobility allowance, you can claim a car using the Motability Scheme.

  • Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA)
  • Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP)
  • War Pensioners' Mobility Supplement (WPMS)
  • Armed Forces Independence Payment (AFIP)

If a child under the age of three has their allowance confirmed, you can apply for the Motability Scheme up to three months before the child’s third birthday. However, the lease cannot start until the child has received their allowance.

For children over the age of three, you can apply for the Motability Scheme but you will need to apply in the name of the child’s appointee, for example a parent or guardian, who is responsible for the child’s allowance of higher rate mobility part of DVLA. 

What Cars Can You Get On The Motability Scheme?

You can get almost any type of car on the Motability Scheme, ranging from the following: 

  • Small hatchbacks

  • Estates

  • SUVs

  • MPVs

  • Convertibles

  • Wheelchair accessible vehicles

At Swansway Motor Group, we currently offer over 260 vehicles from well-known manufacturers like Audi, BYD, CUPRA, Honda, PEUGEOT, SEAT and VW

What’s included on the Motability Scheme?

The all-inclusive worry-free package from Motability includes:

  • A new car every three years
  • Insurance
  • Breakdown cover
  • Servicing, maintenance and repairs
  • Adaptations, many at no extra cost
  • Road tax
  • Window & Windscreen repair / replacement
  • Up to 60,000 mileage allowance over 3 years
  • BP Chargemaster Wallbox (With full electric vehicles)

Motability Scheme Eligibility

The scheme is primarily designed for people with disabilities who receive one of the following government-funded mobility allowances:

Mobility Allowance Name

Weekly Mobility Allowance

Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA)

£77.05

Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP)

£77.05

War Pensioners’ Mobility Supplement (WPMS)

£86.00

Armed Forces Independence Payment (AFIP)

£77.05

Discover the Brands on the Motability Scheme

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