£239 /Month
£1,434 Deposit
SEAT Ibiza
SE Technology 1.0 TSI DSG-auto 115 PS
- Petrol
- Manual
Business Contract Hire
Flexible vehicle leasing designed for your business needs
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What is Business Contract Hire?
A Business Contract Hire agreement is a leasing option available on cars and vans. It is open to sole traders, limited companies and partnerships. Under a Contract Hire agreement, the car or van of the lessor’s choice is leased for a set time period at a fixed monthly cost. The agreement will also include a maximum mileage allowance.
What are the benefits of Business Contract Hire?
Why choose Business Contract Hire?
- Improve cash flow with lower upfront costs
- Access newer, more efficient vehicles
- Reduce maintenance worries (with optional cover)
- No need to sell the vehicle at the end
The monthly rental fee is based on a number of factors, including the original cost of the vehicle, the length of the contract (again, usually 2-4 years) and mileage that the vehicle is expected to cover. The final monthly cost will also include an allowance for depreciation by the end of the agreement.
Contract Hire agreements will also usually include an optional maintenance package for oil and filter servicing, brake fluid changes etc.
While these are not compulsory, they usually make financial sense, unless you have a good relationship with an existing garage you trust.
At the end of your agreement, you hand the vehicle back. As long as you’ve looked after the vehicle and kept within your contracted mileage there will be no additional fees.
How does Business Contract Work?
You’ll pay for your vehicle through:
- An initial rental at the start of your agreement
- Fixed monthly payments for the duration of your contract
At the end of your agreement, you can:
- Return the vehicle with nothing more to pay
- Choose a new model and start a new lease
Your upfront payment is flexible:
- Pay more initially to reduce your monthly payments
- Or spread the cost across the full contract term
Can I get credit?
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Can I get credit
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How much would you like to borrow?
- Go to SEAT Ibiza SE Technology 1.0 TSI 95PS 1 - BCH
£239 /Month
£1,434 Deposit
SEAT Ibiza
SE Technology 1.0 TSI 95PS 1
- Petrol
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Improving Your Credit Score with Car Finance
Consistently making your car finance payments, and even making early payments, can have a positive impact on your credit score over time. Early payments demonstrate your commitment to paying off your debt and can help boost your credit rating. Additionally, having different types of credit, such as a car finance agreement, on your credit report can diversify your credit mix and further improve your credit score