Site logo
Saved vehicles
Comparison list

Finance Options For Your Next Car

Couple in dealership with sales exec

Find out more about the different types of car finance available.

Buying a car is one of the biggest purchases that you are going to make in your entire life. Luckily, there are other options to purchase rather than just buying outright.​

Whether you’re looking to pay the lowest cost to own your next car, want to keep monthly payments budget friendly or need the flexibility with the ability to hand the car back early - There is a finance option to suit you.

Car finance has four main types

Finance Features

Hire Purchase (HP)

Personal Contract Hire (PCP)

Personal Loan

Requires initial deposit

Optional

Optional

❌

Car is yours at the end of the agreement

✔️

Optional

✔️

Fixed monthly payments

✔️

✔️

✔️

Avoid (final) balloon payment

✔️

❌

✔️

Avoid excess mileage charge

✔️

❌

✔️

Secured against an asset (e.g. a car)

✔️

✔️

❌

Support with vehicle issues

✔️

✔️

❌

undefined

Improving Your Credit Score with Car Finance

Consistently making your car finance payments, and even making early payments, can have a positive impact on your credit score over time. Early payments demonstrate your commitment to paying off your debt and can help boost your credit rating. Additionally, having different types of credit, such as a car finance agreement, on your credit report can diversify your credit mix and further improve your credit score

See How Much You Could Borrow

Want to find out more about a certain Car finance types?

Explore the latest offers:

    • 1 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 2 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 3 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 4 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 5 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 6 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 7 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 8 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 9 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 10 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 11 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 12 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 13 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 14 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 15 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 16 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 17 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 18 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 19 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 20 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 21 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 22 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 23 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 24 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 25 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 26 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 27 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 28 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 29 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 30 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 31 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 32 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 33 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 34 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 35 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 36 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 37 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 38 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 39 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 40 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 41 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 42 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 43 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 44 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 45 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 46 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 47 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 48 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 49 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 50 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 51 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 52 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 53 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 54 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 55 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 56 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 57 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 58 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 59 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    • 60 of 60 for BYD Dolphin Surf 30kWh Active Auto 5dr
    New

    £18,650

    £14,995

    Finance Available

    Affordable options for you

    BYD Dolphin Surf

    30kWh Active Auto 5dr

    • Electric
    • Automatic
    • 10 Miles
    • White
    • 137 Miles Range
    BYD Crewe
    Go to BYD Dolphin Surf 30kWh Active Auto 5dr
    • 1 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 2 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 3 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 4 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 5 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 6 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 7 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 8 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 9 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 10 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 11 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 12 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 13 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 14 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 15 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 16 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 17 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 18 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 19 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 20 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 21 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 22 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 23 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 24 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 25 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 26 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 27 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 28 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 29 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 30 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 31 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 32 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 33 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 34 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 35 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 36 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 37 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 38 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 39 of 39 for SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    Nearly New

    £17,490

    £16,990

    10.4%APR
    £398/Month
    HP

    2025 SEAT Ibiza

    1.0 TSI XCELLENCE Euro 6 (s/s) 5dr

    • 2025
    • KW75SSO
    • Petrol
    • Manual
    • 10 Miles
    • White
    Crewe SEAT
    Go to SEAT Ibiza 1.0 TSI XCELLENCE Euro 6 (s/s) 5dr
    • 1 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 2 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 3 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 4 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 5 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 6 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 7 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 8 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 9 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 10 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 11 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 12 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 13 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 14 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 15 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 16 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 17 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 18 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 19 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 20 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 21 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 22 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 23 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 24 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 25 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 26 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 27 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 28 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 29 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 30 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 31 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 32 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 33 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 34 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 35 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 36 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 37 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 38 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 39 of 39 for SEAT IBIZA 1.0 TSI 115 FR 5dr
    Nearly New

    £16,995

    10.4%APR
    £399/Month
    HP

    2025 SEAT Ibiza

    1.0 TSI 115 FR 5dr

    • 2025
    • KR75SSK
    • Petrol
    • Manual
    • 15 Miles
    • BLACK
    Crewe SEAT
    Go to SEAT IBIZA 1.0 TSI 115 FR 5dr
    • 1 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 2 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 3 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 4 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 5 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 6 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 7 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 8 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 9 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 10 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 11 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 12 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 13 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 14 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 15 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 16 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 17 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 18 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 19 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 20 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 21 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 22 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 23 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 24 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 25 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 26 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 27 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 28 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 29 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 30 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 31 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 32 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 33 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 34 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 35 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 36 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 37 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 38 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 39 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    • 40 of 40 for SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr
    Nearly New

    £16,995

    10.4%APR
    £399/Month
    HP

    2025 SEAT Ibiza

    1.0 TSI FR Euro 6 (s/s) 5dr

    • 2025
    • KR75XLL
    • Petrol
    • Manual
    • 12 Miles
    • Blue
    Crewe SEAT
    Go to SEAT Ibiza 1.0 TSI FR Euro 6 (s/s) 5dr

Frequently asked questions on car finance

Let us help you get car finance

Choose how you want to hear about the latest products, services and offers from us

Read our Privacy Policy