How to improve your credit score

It can take anywhere from a few weeks to see an impact from your changes to your credit score, but for significant improvements you’ll need to implement a long-term pattern of good financial behaviours.  

As long as you make your payments on time, having car finance can positively impact your credit score, as with any other finance, if you miss a payment, it can also negatively impact your score.

There are a few quick checkbox items you can do to have a quick positive boost on your credit score. These are things like ensuring you’re on the electoral register, reviewing and removing any misinformation that may be present on your credit profile.