Why should you finance through a Swansway Group Dealership?

Buying a car on finance is a straightforward way to bring down the upfront cost of the vehicle

There are several different finance options, most of which offer you the flexibility to choose the deposit amount and how many months you want the agreement to last. Finance plans work like a loan: you secure the car you want with an upfront payment and then pay off the balance in monthly instalments until you own the car outright or you trade it in for an upgrade.

At Swansway Group, we recognise that all of our customers are unique, and that it's important to offer a variety of options available for everyone to finance their perfect car to suit their needs and lifestyles.

As well as cash purchases, for both new cars and used cars, we offer Personal Contract Purchase plans and Hire Purchase options, as well as Lease Purchase to our Fleet and Business customers.

If you're currently searching for your next car, we'd like to take this opportunity to detail these options, and fully explain what finance offers are available to you.

A combination of useful videos and helpful links to check your eligibility, we hope that we can help. However if there's anything else that you'd like further information on, please do feel free to contact us, and our Swansway Staff will be happy to guide you through it.

Car and Van finance explained

Our flexible finance options are quick and convenient. Take a look at our below videos to check which option suits you and your financial needs best, and at that point you're welcome to contact us directly to take your next steps to securing your next car, or you can even apply for your perfect finance option online the same day!

What finance options are available to you?




Personal Contract Purchase is a finance product designed to help reduce your monthly payments and make buying a car suit your financial circumstances. Designed with an initial deposit, fixed monthly payments and a final balloon sum

Hire Purchase is a finance product that allows you to choose the car that you want and budget with confidence by giving you a fixed interest rate and fixed monthly payments. Designed with an initial deposit and monthly payments, the agreement can be settled at any time

Lease Purchase is a finance product designed to allow you to purchase more expensive or premium cars. A form of a conditional sale agreement, payments are similar to a lease/rental plan, but at the end of the agreement you will own the car

Quick and easy, these steps offer a stress-free way to finance your chosen car. But if there's anything at all that you'd like a helping hand with, we're here to help. We'll be happy to guide you through it.

Contact Us

Once you find your perfect car, why not take the next steps and calculate your monthly payments? Let us know the amount of deposit you'd like to pay, along with your mileage and how length of term, and then we'll calculate your monthly payments. If you heart is set on your chosen car, you can even apply for your finance online right away the same day! Simply submit your details to receive a prompt response. Alternatively, we also offer a free online Motor Credit Check, where you can fill out a short form to check your eligibility for finance.

Let us know how we can help

Still searching?

If you're still on the lookout for your next car, why not take a browse at our current used car stock, or new car offers?

Our dealerships feature everything from sporty convertibles to family sized MPV's, so we're sure you'll spot something you love, based on your financial preferences. Tailor your search to match your budget and term, and you could be closer to getting your new car than you think!

If we can help with anything at all, just let us know and our friendly staff will be happy to assist.

After all, it's not just about finding a car, it's about finding the right car.

The finance lenders we use

We have carefully selected some finance lenders to partner with to provide you with car finance.

Here are a few of the lenders we work with:

Black Horse​, ALD​ and Northridge

Finance Disclosure

Finance is subject to status and acceptance, available to over 18's only

The finance agreements provided through us are fully regulated by, and compliant with, the Financial Conduct Authority so you can have total peace of mind