Asset Protection Insurance Policy Document

This page explains how your Land Rover Asset Protection Insurance works.

Did you know that if your vehicle is written off as a total loss through an accident, fire, theft or adverse weather conditions, most motor insurance companies would only pay out the current market value of your vehicle, and not the original purchase price of your vehicle when you bought it?

For example, if a vehicle costing £33,000 was written off after 12 months, most motor insurance companies would pay out the current market value, which might only be £29,500.

If you wanted to then replace your vehicle with one of similar value, you would have to find the difference. Or, if you had taken out finance to spread the cost of paying for your vehicle, then you could find that the amount received from your motor insurance company was less than the amount you still owed on your finance agreement.

In either event, you could be out of pocket – this is where Land Rover Asset Protection could help you.

Land Rover Asset Protection provides an exceptionally high level of cover and has received the top 5-star rating by Defaqto, the UK’s leading independent financial services rating agency.