You are eligible for this insurance cover if at the date of commencement of the period of insurance:
a) you are resident in England, Scotland, Northern Ireland, Wales, the Isle of Man or the Channel Islands on the start date and remain so throughout the period of insurance;
b) you are at least 18 years of age;
c) you have entered into a hire or lease agreement for the insured vehicle;
d) you have paid or agreed to pay the premium and agreed to comply with the terms and conditions of this policy;
e) you have motor insurance in place for your insured vehicle; and
f) your vehicle is not an excluded vehicle
2.2 You are eligible for this insurance cover if you are a partnership, limited company or other legal entity if:
a) you are permanently situated, and in the case of a limited company, registered in England, Scotland, Northern Ireland, Wales, the Isle of Man or the Channel Islands on the start date;
b) you have entered into a hire or lease agreement for the insured vehicle;
c) you have paid or agreed to pay the premium and agreed to comply with the terms and conditions of this policy;
d) you have motor insurance in place for your insured vehicle; and
e) your vehicle is not an excluded vehicle
Should you need to make a claim, please call the administrator on: 01787 221909 before accepting any offer from your motor insurer. If you do accept an offer before contacting us any claim settlement made to you could be changed to reflect the market value of your insured vehicle at the time of the total loss. The claims procedure is explained in section 7 of this policy.
You are able to transfer the unexpired portion of your insurance cover to a new vehicle if your motor insurer provides a replacement vehicle under the terms of your motor insurance settlement in the event of a total loss or you replace your insured vehicle and contract hire/lease a new vehicle.
You cannot transfer your insurance cover if a claim or an incident that may give rise to a claim has occurred.
The administrator will charge you a fee of £35 including IPT to transfer your insurance cover.
The process and conditions for transferring is explained in section 10.