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Contract Hire & Leasing Offers

Your business needs a vehicle. But not just any vehicle. It has to be the right vehicle.

The right car or van is essential to keep your operations running smoothly. And, let’s be honest, you also want your vehicle to carry with is a certain sense of prestige. Whether you’re a self-employed electrician or a freelance consultant, you only want your brand to be associated with the very best.

But when it comes to financing the car or can of your choice, there are so many options to choose from that it can be somewhat bamboozling.

Do you buy the vehicle outright?

Or do you take out a finance lease on the vehicle?

Or do you lease the vehicle on a Contract Hire basis?

The answer will depend largely on your circumstances, but we find that Contract Hire and Leasing are often the better choice for business owners who need to keep their cash flow manageable and their options flexible.

E-PACE R-Dynamic S D150 from £440.80+ VAT per month on contract hire
F-PACE R-Sport 2.0D 180PS from £517.37 + VAT per month on contract hire
Audi A4 Saloon 35 TDI Technik S Tronic from £269 + VAT per month on contract hire
XF 2.0D 180PS R-Sport RWD from £452.28 + VAT per month on contract hire
Audi A5 Coupé S Line 35 TDI S Tronic from £339+ VAT per month on contract hire
XE R-Dynamic S D180 from £384.51 + VAT per month on contract hire
I-PACE SE EV400 from £556.31 + VAT per month on contract hire
Audi A4 Avant 35 TDI Technik S Tronic from £289 + VAT per month on contract hire
F-TYPE Coupé P300 from £760 + VAT per month on contract hire
Audi A5 Sportback 35 TDI S Line S Tronic from £349 + VAT per month on contract hire
XJ XJ50 Celebration Edition from £769 + VAT per month on contract hire
From only £275 + VAT per month on contract hire
From only £199 + VAT per month on contract hire
From only £199 + VAT per month on contract hire
From only £279 + VAT per month on contract hire
From only £189 + VAT per month on contract hire
From only £319 + VAT per month on contract hire
Golf SV Match Edition 1.5 TSI 130PS £275 per month plus initial rental of £825 on contract hire
Arteon SE 2.0 TSI 190PS DSG £287.54 per month plus initial rental £1,725.24
Sharan SE Nav 1.4 TSI 150PS £429.00 per month plus initial rental of £1,040.16
Touran SE 2.0 TDI 150PS £319 per month plus initial rental of £957 on contract hire
Tiguan Allspace Match 2.0 TSI 150PS DSG £386 per month plus initial rental of £2,088 on contract hire
Touareg SEL Tech 3.0 TDI 231PS DSG £441.47 per month plus initial rental of £2,648.82
T-Cross SE 1.0 TSI 115PS £235 per month plus initial rental of £705 on contract hire
T-Roc SE 1.0 TSI 115PS £235 per month on contract hire
T-Roc Cabriolet Design 1.0 TSI 115PS £279 per month on contract hire
up! Black Edition 1.0 60PS s/s 5 door £199 per month on contract hire
Passat Estate SE Nav 2.0 TDI 150PS £329.73 per month on contract hire
Passat SE Nav 1.6 TDI 120PS DSG £321.66 per month on contract hire
Tiguan Match 1.5 TSI 150PS 2WD £289 per month on contract hire offer
Golf 8 Life 1.0 TSI 110PS £219 per month on Contract Hire
Range Rover Sport P400e HSE Automatic from £662.66 + VAT per month on contract hire
Range Rover Velar R-Dynamic S D180 Automatic from 614.95 + VAT per month on contract hire
Range Rover Evoque P300e R-Dynamic S Auto from £443.79 + VAT per month on contract hire
Discovery 2.0 SD4 SE Automatic from £539 + VAT per month on contract hire
Discovery Sport P300e PHEV R-Dynamic S Auto from £493.83 + VAT per month on contract hire
Defender 90 D240 S AWD Auto from £494.19 + VAT per month on contract hire
Audi Q8 S Line 55 TFSI quattro Tiptronic from £599 + VAT per month on contract hire
Audi Q7 50 TDI S Line quattro Tiptronic from £539 + VAT per month on contract hire
Audi Q5 40 TDI quattro Sport S Tronic from £359 + VAT per month on contract hire
Audi Q3 Sport 35 TFSI from £329 + VAT per month on contract hire
Audi Q2 30 TDI Technik from £249 + VAT per month on contract hire
Audi A8 Saloon 50 TDI quattro Tiptronic from £699 + VAT per month on contract hire
Audi A7 Sportback 40 TDI S Line S Tronic from £409 + VAT per month on contract hire
Audi A6 Avant S Line 40 TDI S Tronic from £409 + VAT per month on contract hire
Audi A6 Saloon S Line 40 TDI S Tronic from £389 + VAT per month on contract hire
Audi A3 Saloon 35 TFSI Sport from £299 + VAT per month on contract hire
Audi A3 Sportback 35 TFSI Technik from £249 + VAT per month on contract hire
A1 Sportback 25 TFSI Technik from £219 + VAT per month on contract hire.
Mii Electric from £199 + VAT per month on contract hire

Let’s take a closer look...

What is Leasing?

Leasing is an umbrella term used to describe a number of long-term vehicle rental options. However, when people refer to vehicle leasing, they’re usually talking about Finance Leasing. Finance Leasing gives you many of the same benefits as ownership, without the overhead costs and obligations.

When taking out a finance lease, an arrangement is made with the leasing company (lessor) to pay a rental fee for use of the vehicle throughout the length of your contract. Most finance leasing contracts last between 2 and 4 years. At the end of the contract period, the vehicle is essentially sold back to the lessor to reimburse them an agreed amount.

A final ‘balloon’ payment is also agreed to be paid at the end of the contract. When the hire period draws to a close, you the vehicle is sold back to the lessor and the proceeds are used to pay the balloon payment, ending the contract. However, the agreement can be extended by increments of 12 months at a time.

While this arrangement can be repeated as many times as you wish, as the years go by and the wear adds up the vehicle will be gradually devalued meaning that less of the final balloon payment will be covered by its eventual sale.


Why is Leasing beneficial for businesses?

Leasing offers the freedom to use the vehicle as you wish without the expense that comes with buying it outright. You can put your own logo on it and make any modifications necessary to suit the needs of your business.

Wear and tear is less of an issue under a finance leasing agreement, and lessees are free to treat the vehicle as their own.

Leasing arrangements are also beneficial for cash flow projections. The amount that you pay for the finance lease is already agreed between you and the lessor, and payments remain set for the full term. So you need never have to worry that monthly payments will change and disrupt your cash flow.

Leasing options (including Contract Hire) are especially beneficial for VAT registered businesses. Lessees can claim back 50% of the VAT on passenger cars, and 100% of the VAT on vans.

Because there are fewer restrictions on mileage and wear to the vehicle, this is a good option for businesses looking for a vehicle to use as a workhorse.


What is Contract Hire?

A Contract Hire agreement (also known as an Operating Lease) is a leasing option that’s available on carsand vans. It is open to sole traders, limited companies and partnerships. Under a Contract Hire agreement, the car or van of the lessor’s choice is leased for a set time period at a fixed monthly cost. The agreement will also include a maximum mileage allowance.

The monthly rental fee is based on a number of factors, including the original cost of the vehicle, the length of the contract (again, usually 2-4 years) and mileage that the vehicle is expected to cover. The final monthly cost will also include an allowance for depreciation by the end of the agreement.

Contract Hire agreements will also usually include an optional maintenance package for oil and filter servicing, brake fluid changes etc.. While these are not compulsory, they usually make financial sense, unless you have a good relationship with an existing garage you trust.



As in any leasing arrangement, the lessee never owns the vehicle, and the car or van is returned to the leasing company at the end of the agreement.

It’s important to note that under a Contract Hire agreement, you are expected to return the vehicle to the lessor in more or less the same state as you got it (within the realms of reasonable wear and tear, of course).

This video explains a little more about how Contract Hire works.


Why is Contract Hire beneficial for businesses?

The great thing about Contract Hire is that it provides an affordable way to get the business vehicle of your dreams at an affordable price without crippling upfront costs that could put a stranglehold on your cash flow. Monthly rental payments are manageably low and they remain the same throughout the length of the contract. So you can plan accurate cash flow projections without needing to worry about hidden or unpredictable costs. And the VAT advantages (50% on cars, 100% on vans) are the same as any leasing option.

One of the primary advantages (aside from cost) is flexibility. You can lease a single vehicle or a fleet of vehicles on a Contract Hire basis. And you have a range of options, not just in terms of vehicle choice but in terms of the duration of the contract. You can adjust the length of the lease and the included mileage to create an agreement that meets your operational needs while keeping costs manageable. And when your lease period is up, you can move onto a brand new vehicle, so you always have an impressive car or van to lend your brand a sense of prestige and pride.

Optional maintenance packages mean that you are free to choose whatever means of servicing and repairing your vehicle are the most cost-effective for you. And because the vehicle doesn’t belong to you, you don’t even need to worry about the residual value of your car or van.

Ultimately, Contract Hire is the most stress-free and affordable way to get access to the vehicle you want without it showing as an asset on your balance sheet. Costs are fixed and affordable and terms are flexible enough to suit your needs. So you can focus on running your business without needing to worry about your vehicles.


Getting the most out of your Contract Hire

Many different kinds of businesses can benefit from a Contract Hire. However, here are some tips to help you to get the most value for money from this leasing option;

Take the time to study the terms of the contract

The better you know the terms of your lease, the more you can avoid incurring charges for unintentional violations such as charges for early termination or fees for excess mileage. 

As well as studying the terms yourself, make sure that they are communicated to every member of your team who has access to the vehicle. 

Learn the parameters of “reasonable wear and tear”

Reasonable wear and tear can be a tricky term. Your idea of what is considered “reasonable” might not be the same as your lessor’s. This is why it’s so important to familiarise yourself with guidelines on what qualifies. Again, this should also be communicated to anyone on your team who has access to the vehicle. 

Choose a realistic mileage allowance

In order to get the maximum value out of your lease, it’s important to be realistic about your estimated mileage throughout the length of the contract.

While it may be tempting to undershoot on your estimated mileage to secure a cheaper monthly payment, this can come back to bite you if you exceed the mileage specified under the terms of your agreement. 


Why choose Swansway Group for your Contract Hire and Leasing needs?

Still not sure about what Contract Hire or Leasing options are best for you? Don’t worry. That’s where we come in.

We have an outstanding selection of vehicles available to lease, from sleek executive saloons to powerful off-road vehicles. With a huge range of makes, models and body styles, you’re sure to find a vehicle that’s a great fit for both your business needs and your brand image.

More importantly, however, we pride ourselves on our dedication to outstanding customer service. Whatever your needs, we promise to be honest and caring in our approach- helping you to make the right informed choices on behalf of your company without trying to bamboozle you with technical jargon.

Simply put, we take care of everything to do with your vehicle, so you can focus on doing what you do best. Running your business!

Want to know more? Click Here to get in touch today.