How Does The Motability Scheme Work?

The Motability Scheme enables anyone who receives either the Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA), the Enhanced Rate of the Mobility Component of Personal Independence Payment (ERMC PIP) , the War Pensioners’ Mobility Supplement (WPMS) or the Armed Forces Independence Payment (AFIP) to lease a new car by exchanging their government funded mobility allowance.

Find out if you're eligible

The scheme provides the vehicle and the support you need so you can simply enjoy worry-free mobility:

Once you’ve decided that the Motability Scheme is right for you, there are a few steps you can take to get a new car.

Choosing your vehicle

When choosing a new vehicle, there is a lot to consider, including cost, suitability and fuel consumption. To make it easier to find a vehicle that best meets your needs, we’ve outlined a few key areas that may help you decide:

Financial help for car customers

If you need a specific car or adaptations to help you get mobile and you are unable to afford the Advance Payment required, or if you need essential adaptations or a Wheelchair Accessible Vehicle (WAV), which can sometimes cost more, Motability may be able to provide financial help.

Financial help is only awarded towards the least expensive solution that meets your mobility needs and you should also expect to contribute as much as you can afford.

Find your nearest dealer

Once you’ve worked out what’s important to you in a vehicle, the next step is to visit one of our dealers. You can discuss your preferred options with a fully trained Motability specialist and arrange a test drive. We will also discuss whether optional extras or adaptations might help make driving easier or more comfortable.

Find your nearest dealership.

Order your vehicle

Once you have ordered the right vehicle for you, your Motability specialist will complete your order with you using our simple online system. Motability will then send you an acceptance letter containing your Personal Identification Number (keep this safe as you need it to collect your vehicle).

We've also put together an easy to read Motability Infographic for you to explain just how the Motability Scheme works here at Swansway Group. Take a read