The Motability Scheme enables disabled people to lease a new car, scooter or powered wheelchair by exchanging their government funded mobility allowance . If you receive either the Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA), the Enhanced Rate of the Mobility Component of Personal Independence Payment (ERMC PIP) , the War Pensioners’ Mobility Supplement (WPMS) or the Armed Forces Independence Payment (AFIP) you may be eligible to join the Motability Scheme.
In order to lease a car through the Motability Scheme you need to have at least 12 months' award length remaining. Only the higher rate of the mobility allowance is used.
Please note: The Attendance Allowance cannot be used to lease a car through Motability.
Weekly allowance rates:
A common misconception with eligibility for the scheme is that there's an upper age limit. This is not the case, as long as you already receive one of the relevant allowances, you are eligible for the Scheme.
The confusion stems from the DWP age limit of 64 for people who would like to apply for disability related benefits for the very first time. If you are aged 65 or over and are applying for disability related benefits for the first time the DWP will ask you to register a claim for Attendance Allowance, which you are not able to use to join the Scheme.
Parents or guardians can lease a car on behalf of a child aged three years and above, who is receiving HRMC DLA.
You can have up to two named drivers included as part of your lease; these can be yourself, friends, family or carers. You can also add a third driver at an additional cost.
Even if you don't drive you can still lease a car, all you need to do is nominate two drivers who can drive on your behalf.
Nominated drivers should normally live within five miles of the disabled customer's address. We’ll also need you to confirm that all proposed drivers agree to the terms and conditions for using a Motability car.
Only one nominated driver under 21 is permitted. This can be you or another driver who lives at your address. Drivers under the age of 25 can only drive cars in the lower ABI insurance groups of one to 16 and with a brake horsepower rating of 115BHP or less.
Please bear in mind that proposed drivers with certain convictions, disqualifications or endorsements within the last five years will not be allowed. Speak to one of our Motability Specialists for more information.
For more information on the Motability Scheme available from Swansway Group, take a look at out easy to read Motability Infographic.