Can't get car credit? We are here to help!

We can help customers who may have been unable to obtain car finance.

Our Specialist Car Finance team are here to help those customers who may have been unable to obtain car finance from their bank or other lenders.

We understand there are many reasons your credit score may have been affected, but we don’t want that to stop you finding a new car. Whatever your circumstances, we can try to secure you the right finance package to get you in a new car.

Check out some examples of finance for customers we've helped so far:

Citroën C3 Hire Purchase Representative Example.

​Initial Rental​£1,400
​Monthly Rental​£216.39
​Car Value​£7,990
​APR Representative​11.8%

Ford Fiesta Eco Boost Hire Purchase Representative Example.

Initial Rental £2,000
Monthly Rental £166.28
Car Value £7,997
APR Representative 15.9%


Let us help you find a car to suit your lifestyle, simply select which type of car you're interested in finding finance for below:

Let us help:

Marketing Preferences

We would love to be able to keep you up to date with products and services that we think would be of interest to you. Don’t worry, we won’t bombard you with information. If you do want to receive the latest news about products, services or offers from Swansway, please tick the appropriate box.

By giving us your contact details you’re consenting to receive updates every now and again about interesting Swansway things.


We may occasionally pass on your details to organisations we think you might be interested in, but only people we trust and work closely with.

Privacy Policy

Personal Contract Plan Terms and Conditions: Finance is subject to status. Available to over 18s only. T&C's apply. We are a credit broker, not a lender, we may receive a commission for introducing you to a lender. At the end of the agreement there are three options: i) pay the optional final payment and own the vehicle; ii) return the vehicle: subject to excess mileage and fair wear and tear, charges may apply; or iii) replace: part exchange the vehicle. With Personal Contract Plan. Indemnities may be required.

Hire Purchase Terms and Conditions: Finance is subject to status. Available to over 18s only. T&C's apply. We are a credit broker, not a lender, we may receive a commission for introducing you to a lender. At the end of the agreement you with own the vehicle provided you have made all payments detailed in your agreement. With Hire Purchase. Indemnities may be required.