Cars you can finance for less than a weekly shop
Sometimes it can be difficult to know what a good deal looks like, especially when it comes to financing a car. There are so many things to take into account, such as the mystery of depreciation and the difference between finance deals.
So, to give some context, we decided to look at cars that cost less than the average weekly shop, something most people don’t even give a second thought to spending. New figures suggest that the average family spend £60 per week, or £240 per month on food and drink – but what cars are available with that budget in mind?
Each of these deals are either based on a personal contract hire (PCH) deal or a Business Contract Hire, commonly referred to as leasing.
The prices here are just a guide, too – you can often increase the monthly payment with a small deposit, or pay more up front to cut the monthly fees.
What cars can I get for under £240 a month?
Audi A1
Audi A1 Sportback Technik on a Business Contact Hire Deal
£221 per month + VAT
Initial rental: £1,326 +VAT
Mileage limit: 10,000 per annum
36 months
Exclusively available as a 5-door Sportback model, the new A1 features striking new looks, inspired by rally legends.
The cabin of the A1 Sportback is spacious, giving added comfort for the driver and passengers, with plenty of head and leg room for adults.
Volkswagen Golf Estate 8
VW Golf Estate 8 Life on a Business Contact Hire Deal
£229 per month + VAT
Initial rental: £687+VAT
Mileage limit: 10,000 per annum
36 months
For years estate cars have proven the ultimate choice for those wanting additional practicality, and while SUVs might be increasingly popular these days, a traditional estate is still a brilliant tool. Looking to get an estate that fits in your budget, then this Golf Estate could be for you!
SEAT Arona
SEAT Arona SE Technology Contract Hire Offer
£219+ VAT per month
Initial payment: £1,314 + VAT
Mileage limit: 10,000 per annum
36 months
A great choice for if you are looking for a vehicle a little bigger than your standard hatchback. This Arona fits nicely into our £240 a month budget but that doesn't mean you compramise on quality!
Honda Jazz Hybrid
Honda Jazz Contract Hire Offer
£188 + VAT per month
Initial payment: £1,128 + VAT
Mileage limit: 10,000 per annum
36 months
Not quite ready to take the plunge into full EV ownership but want a great-to-drive small family car nonetheless? The Honda Jazz Hybrid is the car for you.
The Honda e:HEV hybrid powertrain combined efficiency with an enjoyable experience. Compact, powerful electric motors connect to a smooth 1.5-litre intelligent-Multi Mode Drive petrol engine, a lithium-ion battery and a sturdy fixed-gear transmission.
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SEAT Ibiza
New Ibiza FR 1.0 TSI 110PS on a Personal Contract Hire
£205 per month
Initial payment: £1,230
Mileage limit: 10,000 per annum
48 months
The supermini market is booming, so it’s no surprise to see that you can pick up a SEAT Ibiza at a competitive price, as the Spanish firm does its best to stand out in the market. Its hatchback is popular for good reason, sporting Volkswagen Group build quality in a more fun and stylish package.
If you’re looking for a less predictable rival to something like a Fiesta without compromising on quality, the Ibiza is a fantastic bet.
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*Pricing correct as of November 2021