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Benefits of joining the Car Scheme

When you join Motability you get more than just the car, scooter or powered wheelchair of your choice, you get all the support and help you need to enjoy worry-free motoring.

Watch our video to see our customers share their experience of leasing a car with us.

What's included:

  • A new car of your choice every three years
    • You get a brand new car every three years. We will contact you a few months before your lease expires, and if you decide to continue with Motability, you can choose a car for your next three year contract (provided you are still eligible).
  • Insurance
    • The worry-free package provides similar cover to what you would expect under a fully comprehensive insurance policy . You can still lease a car even if you don’t drive, you simply nominate two drivers who can drive on your behalf. And if you decide to leave Motability at a later stage, you can request a letter confirming your claims history to take to your new insurer.
  • Servicing and maintenance
    • All of your regular servicing and maintenance is included and taken care of by our Servicing Department. So you’ll have no unexpected repair bills with your Motability car.
  • Full breakdown assistance from RAC
    • The RAC Motability Assist helpline and roadside staff are specially trained to handle your calls and are available on 0800 73 111 73, 24 hours a day, 365 days a year. Assistance is provided for recovery , either at the roadside or at home.
  • Annual car tax
    • When you take delivery of your car, it will already be taxed for the first year. If you live in Great Britain or Northern Ireland, we will arrange for your car to be taxed each year throughout your lease (unless you have chosen to pay tax privately).
  • Window and windscreen repair or replacement
    • Should anything happen to your windows or windscreen , repair and replacement are included in the lease.
  • 60,000 mileage allowance over three years
    • You get 60,000 mileage allowance over three years with cars. However, if the total mileage is higher than the allowance when you return the car, there is a charge of 5p for every additional mile.
  • Many adaptations at no extra cost
    • If you need adaptations to make your car easier, safer or simply more comfortable to use, you’ll be pleased to know that many of the most popular ones are now available at no additional cost.
  • A wide range of Wheelchair Accessible Vehicles (WAVs)
    • A WAV enables you to travel whilst seated in your wheelchair, as either a passenger or driver. There are over 500 WAVs available with Motability. WAVs come with a 100,000 mileage allowance on a five year lease. If you’re looking for an even more affordable or quicker way to lease a WAV, we also offer a Nearly New WAV option which can be leased for three years.
  • Over 500 cars at no Advance Payment
    • Motability offers a huge range of cars to choose from, suiting all needs and budgets . There are currently over 500 cars that cost no more than your weekly allowance – over 150 of these cost less than your allowance, giving you money back to spend as you wish. You can increase your choice of cars even further by topping up your allowance with an upfront payment, or what we call an ‘Advance Payment.’

What’s not included?

Although almost everything is included, please note you will be responsible for paying the following:

  • Fuel and consumables; such as screen wash
  • Optional extras not fitted as standard; such as leather seats
  • Insurance claims; an insurance excess will apply on any claim for loss or damage. This excess amount varies depending on the age and experience of the driver (full details can be obtained on application).
  • Fines; any parking or speeding fines are your responsibility
  • Theft of, or damage to, personal belongings; these include wheelchairs, coats or mobile phones (full details can be obtained on application).

Use of your car

As well as all the benefits on offer as part of our worry-free package, you’ll need to make sure you’re happy to lease a car within the Scheme’s terms and conditions.